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Personal Loan Rates and Terms:

Fixed rates from 7.99% APR to 23.43% APR for online personal loans. Lend Cash USA loan rate ranges are current as of 5/20/24 and are subject to change based on market conditions and borrower eligibility to pay off debt efficiently. Interest-rate caps may be lower in some states due to legal requirements and may impact your eligibility to qualify for a Lend Cash USA.

The average of Lend Cash USA Personal Loans funded in 2021 for personal loan was around $23k. Not all applicants qualify for the lowest rate when aiming to pay off credit cards. Your actual rate will be within the range of rates listed and will depend on various factors, including your creditworthiness and income.

Subject to receipt of required documentation, underwriting guidelines, and processing time by your institution. Loans for amounts over $20,000 may require additional underwriting review time. Funds are disbursed via ACH as soon as the next business day after approval and acceptance of terms. Autopay is not required to receive a loan from cashe but can facilitate a smoother personal loan application process.

PERSONAL LOAN | REPAYMENT EXAMPLE for Quick Personal Loan Seekers

The following example depicts the APR, monthly payment, and total payments during the life of a $30,000 personal loan with a 2-year repayment term, and a fixed rate between 7.99% APR to 23.43% APR, which is standard among online personal loan lenders

It works out to 24 monthly payments ranging from $1,356.68-$1,529.07 for a total amount of payments ranging from $32,560.37–$36,697.76. This repayment example assumes that all payments are made on time, with no pre-payments. Actual rates may vary based on repayment terms, loan amount, creditworthiness, and other terms and conditions. Lend Cash USA does not offer variable rate personal loans. State restrictions may apply when seeking a home credit personal loan.

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